Fixed Indexed Annuities

Fixed Indexed Annuities

Building Wealth with Fixed Indexed Annuities (FIAs)

For readers who lost 40-50-60% when the stock market crashed in 2007-March 2009, this material will be very exciting.

This part of the website covers the basics of Fixed Indexed Annuities (FIAs) and why you may want to use one as a primary wealth-building tool.

Why FIAs? Because they can have the following characteristics:

100% principal protection (your money will never go backward due to negative returns in the stock market).
Positive gains in a stock index are locked in every year (minus dividends).
An Income Account Value* (not walk away value) that could provide a guaranteed lifetime income* you can never outlive

*Any guarantees mentioned are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract.

Does a wealth-building tool with the above-mentioned characteristics interest you? We’d be shocked if it didn’t.

With proper asset allocation using FIAs as a wealth-building tool, the pain of the recent stock market crash could have been significantly mitigated. Unfortunately, the vast majority of advisors giving stock and mutual fund advice do not use FIAs to help their clients; and, therefore, the stock market crash took a heavy toll on most American investors.

Product changes

There are a number of different FIAs with guaranteed income riders in the marketplace. These products change periodically and the goal with this page and video is to make you aware that these products exist and to explain how they work.

Getting Help

If you would like to talk with our firm to learn more about the specific FIAs available in the market today and how they can help you with your retirement planning, please click here or phone 704.464.2426. To sign up for a free consultation or to just get more information click here.

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